See what smoking really costs you.
30 seconds. Zero signup. Find out how much you spend, how fast your body heals, and what your money could become if you stopped.
at 20 cigarettes a day · $8.39 per pack · United States
What if you invested it instead?
30-year growth · $3,062/year at 7%
compounded annuallySet a goal and track your savings progress toward it.
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From a pack a day to a retirement fund.
The same dollars, given thirty years and a 7% return, become a different kind of number.
The math is simple and merciless. A pack a day at eight dollars and thirty-nine cents is roughly three thousand dollars a year at the register — and that is the cash number. Given thirty years and a seven percent return, the same annual spend becomes a quarter of a million dollars compounding quietly in an index fund, with no effort and no smoke in your lungs.
Assumes 7% real return over 30 years, $3,062/year contribution. Past performance is not a promise of future returns.
30-year growth · $3,062/year at 7%
compounded annuallyIf you keep smoking
After 30 years: $91,870 spent
Health declining · Life expectancy decreasing
If you quit today
30 years from now: $289,000 if invested
Health healing · Risk dropping
What $3,062 a year actually buys.
A pack a day is more than $91,000 over thirty years. Here is what that money could look like in your life.
At $4.50 each, a year of cigarettes is a year of coffee.
Every 4 years, a trip you would have skipped.
Not burned · 730g tar avoided.
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Health Timeline
See how your body heals — 20 minutes to 15 years.
Life Expectancy
How many days has smoking cost you so far?
Pack Years
Medical-standard risk assessment.
Lung Age
The NHS concept that measures your real lung age.
Smoking Cost
Per week, month, year, and lifetime cost breakdown.
Vaping Cost
Disposable, pod, or refillable — see your real number.
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See how other quitters are doing.
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